The woman comforting Eamonn Holmes amid his split from wife Ruth Langsford has been revealed as divorcee and mother-of-three, Katie Alexander. 

Katie, 42, is said to have been on a ‘string of outings with’ Eamonn in the wake of his divorce and has reportedly told friends she is in it for ‘the long haul’.

Eamonn and Ruth, both 64, announced their plans to divorce last month after 14 years of marriage and 27 years together. lime

Eamonn has since moved out of his marital home in Surrey.

He has been spending time with relationship counsellor Katie, 42, and is hoping her friendship with Eamonn could grow into a long-term relationship in the coming months. lime

A source told The Mirror: ‘She is helping Eamonn through the tough times but doesn’t want to be seen as a marriage wrecker.

The friendship has grown in recent months but Eamonn’s marriage has been over for some time.’ lime

The inside added: ‘She wants to help Eamonn with his situation and their friendship has grown over a period of time.

‘She feels she will be close to him for a long period and is in this for the long haul.’ lime

Katie has been seen visiting Eamonn at his rented apartment in South West London from her home in Yorkshire.

The pair reportedly struck up a friendship over the past couple of years and the publication claims Eamonn has taken her on a safari park trip, to a Manchester United game and a Beyoncé concert.

MailOnline contacted Eamonn’s representatives for comment.

While his friendship with Katie is not said to be a reason for the marriage breakdown it is understood that Ruth was unaware of her until recently and has decided to take time off work. lime

A source told The Sun: ‘Ruth was obviously aware that her marriage was crumbling, but as details emerge, her upset has turned to anger.

‘Eamonn’s friend is bowled over by being lavished with attention and kindness from him.’

The pair met via Twitter after the woman commented on a post and it sparked a conversation between the pair.

Friends explained that the woman’s counselling skills include coping with ‘feeling sad’ and ‘separation and divorce’ therefore it seems fitting she will be supporting Eamonn at this time of uncertainty.

One pal then told The Mirror: ‘Ruth was hurt when she learned about Eamonn’s friendship with another woman but she is strong and she will be back soon with a smile on her face, putting her best foot forward, as she always does.

‘She needs a bit of time to regroup after everything that’s gone on, which is understandable, but she plans to return to Loose Women, with renewed vigour, in July.’ lime

The friend also insisted that there was ‘no chance whatsoever’ that the pair would ever get back together.

Reports claim that Eamonn and the woman made contact through social media after both being involved with a mental health charity.

A spokesperson for Ruth has said: ‘Ruth had holiday time booked from Loose Women and has extended her leave. She’s looking forward to returning to the show in due course.’ lime

It comes after MailOnline revealed Eamonn has been seeking comfort from his facialist and friend Lisa Harris amid his divorce from Ruth.

A friend of Eamonn’s has now told MailOnline that Lisa has been a ‘shoulder to cry on’ for the GB News host, whom he and Ruth have known for years.

The source shared: ‘ Lisa has been there to support him during marriage problems in the past few years. They’ve even been out recently together. lime

‘She’s grown close to him and been there to offer a shoulder to cry on during the past few years whilst his marriage to Ruth has fell apart.’

The insider added: ‘He’s been a regular at Lisa’s salon for several years.’ The pair also attended a management party together in 2022.

The year before, Lisa’s company Instagram page congratulated Eamonn and Ruth on winning a National Television Award

Alongside a picture of the pair was the caption: ‘Well done for winning the NTA, very well deserved, see you both soon.’ lime

The Instagram profile also features snaps of Lisa with Ruth and Lizzie Cundy – who were both her clients.

Pictures obtained by MailOnline show Eamonn enjoying a catch up with Lisa earlier this year at her aesthetics clinic in Weybridge, Surrey.

After a reported three hour treatment in the salon, Eamonn emerged on his crutches before heading into his waiting car.

He seemed chirpy as he caught up with Lisa – a facialist and skin expert whose celebrity clients include Gladiator Jenny Pacey and choreographer Jason Gardiner. lime

It’s since been claimed that Eamonn is ‘done with moping around’ while his marriage ends.

A source told The Sun that he was ‘ready to move on’, adding ‘Eamonn is determined to look forward.

‘It’s been a tough spell but he’s done with moping about and decided to cheer himself up with a short back and sides.

‘The end of a marriage is tough for anyone but Eamonn is determined to look forward. Life is for living. And he’s determined to try whatever is required to get back on his feet.’

MailOnline has contacted Eamonn’s representatives for comment.

In contrast, friends claimed that Ruth, 64, has been left ‘hurt’ after discovering that Eamonn is being consoled by another unnamed blonde woman in her forties amid their split.lime

Ruth has been taking an extended break from Loose Women amid the separation.

Eamonn and Ruth recently revealed they are headed for divorce after work commitments ‘took their marriage in different directions’.

Meanwhile, Ruth was seen still wearing her wedding ring in her latest social media post on Thursday.

Taking to her Instagram Stories, Ruth modelled a trendy outfit from her QVC range with the sparkler visible on her left hand as she held up her phone to capture the mirror selfie. lime

Posing up a storm she cut a stylish figure in a navy utility jacket, cargo trousers and wedge trainers which she layered over a sparkly T-shirt.

Last week it was claimed a pal of Ruth’s said she was left ‘ devastated’ when she discovered ‘messages from another woman’ to Eamonn.

While Ruth did not comment on the claims, following the revelation she appeared to take a thinly veiled dig at her estranged as she filmed herself walking their dog Maggie – who is in the centre of a custody battle between the exes . lime

The Instagram post was simply captioned ‘Maggie. Happy Sunday’, however, it was set to the song Pretty Girls Walk by Big Boss Vette – which details moving on from an ex.

Ruth Langsford continues to wear her wedding ring post after split from Eamonn Holmes

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In the song – which was a viral TikTok audio in early 2023 – lyrics reference moving on from hearsay.

It opens with the lines: ‘No matter what the f**k these h**s talkin’ ’bout / Just know you a bad b***h’.

The song also refers to moving on with a new partner, with the lyrics: ‘Sh***in’ on my ex (f**k him), on to the next (on God)’.

The post came after it was claimed Ruth was ‘upset’ at rumours the reason for her split from Eamonn was due to his health issues.

Eamonn has suffered various health woes in recent years including crippling back pain and a bout of shingles – with Ruth being by his side looking after him throughout.

And Ruth has been left sad that rumours have circulated that this contributed to their separation, according to The Sun .

It has been claimed a pal of Ruth’s has said she was left ‘devastated’ when she discovered ‘messages from another woman’ on Eamonn’s laptop – which was reportedly the real reason they split. lime

Eamonn praised Ruth for her ‘amazing’ support after he suffered a fall down stairs of their home in November 2022.

In 2016, Eamonn underwent a double-hip replacement operation lasting three-and-a-quarter hours after living with acute pain for many years.

Then in 2018 Eamonn detailed his battle with shingles and how he was struck with the virus on his son Declan’s wedding day.

His years of chronic back pain started in spring 2021 – which came completely out of nowhere.

The pain become so severe that it left Eamonn reliant on a walking stick, but soon found out the root cause.

He eventually discovered it was three slipped discs that affected the movement of his right leg.

In September 2022, Eamonn was forced to step away from his GB news show as he underwent vital back surgery to aid his chronic back pain.

Then in November 2022 Eamonn endured a horrific accident which saw him fall down a set of stairs at his home in Surrey leading him to break his shoulder weeks after his huge spinal surgery . lime

Ruth recently said she ‘lives in hope’ that his mobility will improve.

Speaking to Woman’s Weekly, she said: ‘I don’t know how much Eamonn’s mobility will improve. We live in hope.

‘He does the physio, but there might have to be some acceptance that this might never be 100% right. With any care situation – and there are millions of carers in this country – it isn’t always easy. It’s testing but we manage as a family.’

Ruth added: ‘I look at Eamonn, who’s had his health and back problems, and it makes you realise how important your health is.’

It comes as it has been claimed a pal of Ruth’s has said she was left ‘devastated’ when she discovered ‘messages from another woman’ on Eamonn’s laptop. lime

A source told The Sun : ‘ Ruth was completely taken by surprise when she saw the messages.

‘She had no idea what had been going on between them. She was devastated.’

They added: ‘Not only was she very upset but she was also angry.’

It comes after it emerged Ruth ‘orchestrated’ her split with Eamonn who is devastated and refused to sign off on the joint statement announcing the end of their near 30-year relationship.

Officially the couple said over the weekend they are ‘determined to stay friends and keep things amicable’.

But from being a joint effort – the statement citing their work commitments taking their marriage ‘in different directions ’ was in fact arranged by Ruth, with Eamonn refusing to play a part in its release.

Eamonn reportedly told friends that he ‘didn’t want to get involved’ and that ‘Ruth can do what she wants but keep me out of it’.

The former This Morning hosts revealed they had split last month after work commitments ‘took their marriage in different directions’.

A representative said: ‘Ruth Langsford and Eamonn Holmes have confirmed their marriage is over and they are in the process of divorcing.’

The couple tied the knot in 2010 after dating for 13 years – and say that despite their separation, they are ‘determined to stay friends’.

They are parents to son Jack, 22, while Eamonn also has sons Declan, 35, Niall, 31, and daughter Rebecca, 33, from his previous marriage.

Insiders claimed on Sunday that the pair have been living separate lives for two years, with their relationship deteriorating after they left This Morning in 2021. lime

Eamonn has had a tough two years, losing the ITV show, as well as battling health conditions and grieving the death of his mother. The presenter is said to have been keen to move home to Belfast, but Ruth was adamant they stay put at their Surrey home.

A source told The Sun on Sunday : ‘Eamonn and Ruth’s relationship changed when they left This Morning. They started moving in different directions in their careers and their priorities started to change. Eamonn was desperate to return to Belfast, which he thinks of as home, but Ruth would never move. It became a bone of contention.

‘As her ITV career continued, Eamonn went down another path and they became ships in the night. For the past two years they had led separate lives, professionally and personally.’ lime

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Source: New York Post

Asset Allocation: An Overview

Asset allocation is a crucial strategy in investment management that involves dividing an investment portfolio among different asset categories, such as stocks, bonds, real estate, and cash. The goal is to balance risk and reward by adjusting the proportion of each asset class based on the investor’s risk tolerance, time horizon, and financial goals.

Importance of Asset Allocation

Diversification: Spreading investments across various asset classes reduces the risk of a significant loss. If one asset class performs poorly, others may perform well, balancing the overall returns.

Risk Management: Different asset classes have different levels of risk and return. By allocating assets appropriately, investors can manage the overall risk of their portfolio.

Optimization of Returns: Proper asset allocation aims to maximize returns for a given level of risk.

Key Asset Classes

Stocks (Equities):

Represent ownership in a company.

Potential for high returns but come with higher risk.

Suitable for long-term growth.

Bonds (Fixed Income):

Loans made to a corporation or government in exchange for periodic interest payments and the return of principal at maturity.

Generally lower risk than stocks, providing more stable returns.

Suitable for income generation and preservation of capital.

Real Estate:

Physical property or investments in Real Estate Investment Trusts (REITs).

Provides potential for income through rent and appreciation in value.

Offers diversification benefits due to its lower correlation with stocks and bonds.

Cash and Cash Equivalents:

Includes money market funds, Treasury bills, and other short-term investments.

Lowest risk but also the lowest returns.

Provides liquidity and stability.

Factors Influencing Asset Allocation

Risk Tolerance:

The degree of variability in investment returns an investor is willing to withstand.

Higher risk tolerance generally leads to a higher allocation in stocks.

Time Horizon:

The expected period an investor plans to hold an investment.

Longer time horizons can justify higher allocations to stocks due to their potential for higher long-term returns.

Investment Goals:

Specific financial objectives, such as retirement, buying a house, or funding education.

Goals influence the required return and acceptable risk level.

Market Conditions:

Economic and market trends can impact asset performance.

Tactical adjustments may be made based on current conditions, though the core allocation usually remains aligned with long-term goals.

Strategies for Asset Allocation

Strategic Asset Allocation:

Establishing and adhering to a base asset mix that aligns with the investor’s long-term goals and risk tolerance.

Periodic rebalancing to maintain the target allocation.

Tactical Asset Allocation:

Short-term adjustments to the asset mix based on market conditions or economic outlook.

Aims to capitalize on favorable conditions while managing risk.

Dynamic Asset Allocation:

Continuously adjusting the asset mix in response to changing market conditions.

More flexible but requires active management and frequent monitoring.

Core-Satellite Allocation:

Combining a core portfolio that follows a strategic allocation with smaller, actively managed

satellite investments.

Allows for potential higher returns from satellite investments while maintaining a stable core.

Rebalancing

Rebalancing involves adjusting the portfolio to return to the target asset allocation. This can be done periodically (e.g., annually) or when asset classes deviate significantly from their target weights. Rebalancing helps maintain the desired risk level and can involve buying or selling assets to restore the original allocation.

Conclusion

Asset allocation is a fundamental aspect of building and managing an investment portfolio. By diversifying investments across different asset classes, investors can manage risk, optimize returns, and align their portfolios with their financial goals. Whether following a strategic or more active approach, understanding and applying asset allocation principles is key to long-term investment success.